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  1. #1
    Senior Member JohnDoe2's Avatar
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    Armed Teachers and Liability Insurance

    Armed Teachers and Liability Insurance
    July 8, 2013, 12:34 pm
    By JULIET LAPIDOS Steve Hebert for The New York TimesA sign outside the Fairview School in West Plains, Missouri states that the campus is drug and gun free.
    After the Newtown shootings, the National Rifle Association and Gun Owners of America argued that the best way to protect students was to arm their teachers. “Gun control supporters have the blood of little children on their hands,” said Larry Pratt, executive director of Gun Owners of America, who’s never had a reputation for equability. “This tragedy underscores the urgency of getting rid of gun bans in school zones.”
    Several states, enthralled by the neatness of fight-fire-with-fire logic, responded with legislation allowing teachers or administrators to carry guns in school.
    Gun-control supporters said these policies would make schools more dangerous, not less — which made no difference. But now insurance companies are suggesting the same — which might.

    The Times reported over the weekend that some insurers are threatening to raise premiums or revoke coverage for schools moving ahead with their kindergarten cop experiments, based on the not-terribly-surprising principle that letting staff carry weapons magnifies risk.
    Kansas passed its school-gun law in April, and it took effect there just last week. Already, EMC Insurance Companies, the liability insurance provider for roughly 90 percent of Kansas school districts, “has sent a letter to its agents saying that schools permitting employees to carry concealed handguns would be declined coverage.”
    A major provider in Oregon has similarly “announced a new pricing structure that would make districts pay an extra $2,500 annual premium for every staff member carrying a weapon on the job.”
    The most vehement gun rights supporters may detect a conspiracy, but everyone else should recognize, as EMC Insurance Companies stated, that providers are protecting their “financial security,” not promoting a political agenda. The fact that their actions bolster the cause of gun regulation is purely incidental.

    http://takingnote.blogs.nytimes.com/2013/07/08/the-insurance-take-on-armed-teachers/
    Last edited by JohnDoe2; 07-08-2013 at 06:25 PM.
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  2. #2
    Senior Member posylady's Avatar
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    This should be their right as a citizen to protect their selves.
    Insurance companies should be dropped that dictate to the policyholders.
    Their will always be one that will accept the schools.
    These insurance companies are a piece of work

  3. #3
    Senior Member JohnDoe2's Avatar
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    Insurance companies have done the same with 7-11s and other stores for many years. That's why stores don't have a gun behind the counter. Insurance companies won't cover them if they want to shoot at robbers.
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