Thread: Bank loans and accounts for Illegals

I don't know if this has been covered before, but I have a question about illegals getting accounts/loans from banks.

When I get a home loan I have to provide my SSN, paycheck stubs, work history, income, assets and they pull a credit report. When you open an checking/savings account with a bank I have to give my SSN. How do you pull a credit report on an illegal???!!! How do they provide paycheck stubs if they are being paid in cash???!!!

Do the banks require these things when an illegal is getting a mortgage or opening an account?? I seriously doubt it.

If they don't isn't that discrimination against White, Black, and Asian Americans???!!! (if I missed a group, you are included too)

If I go into a bank that services Illegals, shouldn't I be able to get a loan or open an account like they can without providing all of the information required of us???!!!

If you read Peter Brimelow's book Alien Nation, your library probably has a copy, he talks about how race is a factor with the new immigrant to America.

As I posted before somewhere, a co-worker of mine is married to a Mexican girl who came here legally to study. She works for a Mortgage Company in Denver. She used to work for another mortgage company ran by Hispanics and she told her husband that they were getting loans right and left for illegals and she knew it but what could she do? She was just the receptionist. I hear things on Spanish radio and Television about the Small Business Administration having meetings at the Catholic Hispanic Center to help them get loans to open a business. Are they legal? Perhaps but does HUD call INS or ICE top verify papers? I doubt it!
When the INS does a raid and they arrest illegals do they immediately deport them or do they just give them forms to fill out to get a Worker VISA? These VISAS are not free you know? Fake fake fake papers. Guess what country counterfeits more US dollars I have heard? Colombia!

My wife is from South America and getting a legal visa to enter the US is not easy so how can like 25 to 40 new Mexican businesses open up along a 7 mile strecth here in Denver on Colfax Avenue in the last 10 years?
How can 50,000 Mexicans come here LEGALLY in 11 years? How can a Catholic church go from one mass in Spanish that isn't even half full to overflowing in a new church twice as big in 10 years and then they add a second mass in Spanish?

Because Washington likes illegals? $$$$$$$$$$$$$$$$$$$$$$$$$$$

It is rotten and it stinks but that is what America has come to....Nobody asks for papers especially if it involves $ in your pocket right? Nobody verfies who is who and we have a Spanish speaking community buidling a subcommunity within the greater whole in this country! Coming to your town or state soon! I speak Spanish fluently and I love the culture but I am sick of this too hearing Spanish everywhere I go!! What does that tell you? If I wanted to live in Mexico I would go there but hey they are all coming here! lol but it isn't funny!

Originally Posted by spidey0704

I don't know if this has been covered before, but I have a question about illegals getting accounts/loans from banks.

When I get a home loan I have to provide my SSN, paycheck stubs, work history, income, assets and they pull a credit report. When you open an checking/savings account with a bank I have to give my SSN. How do you pull a credit report on an illegal???!!! How do they provide paycheck stubs if they are being paid in cash???!!!

Do the banks require these things when an illegal is getting a mortgage or opening an account?? I seriously doubt it.

If they don't isn't that discrimination against White, Black, and Asian Americans???!!! (if I missed a group, you are included too)

If I go into a bank that services Illegals, shouldn't I be able to get a loan or open an account like they can without providing all of the information required of us???!!!

I have always questioned this. I cannt believe these Economic Terrorist can buy homes here. Why does this happen? Thanks

I'm a Bank Teller that has to deal with and see the illegal Alien problem all over the place.

Many banks will accept the use of the ITIN# by illegal Aliens (which the Federal Government hands out like candy) in place of the Social Security Card.

If the illegal Alien has a Resident Alien Card issued by our U.S. INS people then it is considered that they are allowed to work in the U.S.

In western NC here (so I don't know if this goes for all of NC) I have not seen much at all of the Mexican ID Card (matricula Consular) but having used to live in Colorado and working at a Bank there - this foreign ID Card is a massive abuse problem. Because Wells Fargo, Bank of America and now many others flat out accepts the card. U.S. Treasury Secretary John Snow (via teh Bush Admin.) lets the use and abuse continue.

Of course illegal Aliens don't have to get the Mexican ID Card in NC when there is loose ability to get the NC Driver License.


The catering of Banks to illegal Aliens is appalling - then for them to say,'it's not our job to enforce immigration laws'. They go by the loose rule of 'Know your Customer Guideline' and watching for supposed real Terrorists money handling via the Patriot Act. So if it's - yes, I know this person is just a (mexican/latino) illegal Alien, it's all dandy.

You are correct in small parts of the Country the banks have gotten worse in even giving home mortgage loans to illegal Aliens --- see now also you have your Insider latinos/mexicans/hispanics in real estate and banking that are helping their buddy illegal Aliens.


I tell you --- I have been handed things for ID here in NC such as: A Guatemala driver license, Mexican DL, completely fabricated State ID's (says NC ID on it--then it says not issued by a official Government Body --then on back it gives the maker's address in GA or CA), fake SS Cards, Fake Driver Licenses, Fake Resident Alien Cards. Also that they have NO ID on them whatsoever!!

And when I get handed this junk, I tell them "NO, Not going to cash your check", " you have to get a NC ID or proper ID"---then they just walk out the door to try wherever else.

Many tellers however, will know the company that the check is drawn from, look at the person see its a likely mexican illegal Alien and cash the check -- because it is fruitless to ask for ID or if they do and its garbage ID then there is the conflict that they don't want to deal with.

Also, in this respect I can name off several companies that are with our Bank that consistently I know they hire illegal Aliens but am hand tied to do anything because as a Representative of the Bank and the money these companies have with the Bank - if I whistle blow than likely it's conflict and my job loss.

So it gets to be where the whole operation is fake, the employer knows the illegal Alien has fake ID but pretends its good and the Banks know they have fake ID and pretend that its good ----easy thing to do ---no conflict and no threat of being labeled Racist. The Racism intimidation reaches into many sectors.

I have written Bank Commissioners, top banking officials and it gets to a point of why have ID's at all ---- We can write on the back of the check ---
'This person is a mexican/latino therefore they get special privilege and needs no ID'.

However, by me forcing the illegal Aliens to show ID and sending them out the door with no cash ---it then has gotten out by word of mouth that their ID will be checked and so some illegal Aliens will simply not enter the Bank or show up again.

But the problem is bad all over ----there is reverse discrimination that mexican/latinos get special treatment, Bank of America donates to National Council of La Raza. Wachovia and BB&T have special Hispanic banking programs. Bank of America and others have job positions that are bilingual ONLY. But it's all $$$$$$$$$$$$$$$.
That's all that matters, Right???

I think everything you are saying is very true. There is a website called www.noveltypaycheckstubs.com that sells fake pay stubs and it offers proof of income for people who get paid cash uner-the-table ...I ordered one to see how realistic they were and it is amazing how authentic it appears. Its even printed on check paper. They have a diclaimer saying they can only be purchased as "novelty" items ....but c'mon...we ALL know why people get them. Hmm, well I did order one as a gag though. Maybe it's not so bad, LOL. Oh well, it seems like an interesting idea I guess

That is screwed up! Thanks for letting us know about this. We can take that website out with an easy stroke of the pen in Congress!

W

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$89.95 for a novelty, yea, right we know why they cost so much.