Thread: Paul Ryan’s repeal and replace allows restraint of trade and price fixing to continue

Is ryan's bill obamacare 2.0? (easier to get benefits with fake id)
Obamacare 2.0 Guts Enforcement, Gives Illegal Aliens Health Care Through Identity Fraud

.

Paul Ryan and his swamp creature allies are perpetuating a big lie that they cannot include a repeal of McCarran – Ferguson in the House Bill ___ which would assure the purchase of health insurance across State lines and introduce competition in the insurance industry ___ because of reconciliation and the need to keep a simple majority 51 vote margin to get the Bill passed.


The reason this is a big-freaken-lie with regard to the purchase of health insurance across state lines is, while the Democrats controlled the House during the 111thCongress, the desire to address McCarran-Ferguson passed with over 400 votes in its favor! It also passed during the Republican control of the House during the 112th Congress by a voice vote. The fact is, there is bi-partisan support for repealing McCarran-Ferguson, but somewhere along the line it was removed from the current Bill, and there was absolutely no reason to remove it because of its bi-partisan support! As a matter of fact, keeping such a repeal would add to the attractiveness of Ryan’s repeal and replace Bill.


Unfortunately, it appears there is evil afoot and someone is protecting the health insurance industry from cross-state competition, and Paul Ryan is apparently doing their bidding and giving us, and probably President Trump, the business ___ that this issue [purchasing insurance across state lines and introducing free market principles] will be addressed in phase two of Ryan’s plan.

If Trump does not come out and demand a repeal of McCarran - Ferguson to be included in the original Bill, you can bet your bottom dollar President Trump has deceived us, or someone is flimflamming and conning Trump into accepting the “phase two” switch and bait BS which will never happen. I believe the latter is true and Paul Ryan and his swamp creature Establishment pals are behind stripping out a repeal of McCarran-Ferguson so price fixing, restraint of interstate trade and commerce, and monopolizing the insurance industry within the various state borders can continue. It is a very, very profitable way to do business.


Keep in mind repeal of McCarran-Ferguson restores Congress’ power and duty to regulate commerce among the States to ensure free trade among them, e.g., to prevent discriminatory laws put upon out-of-state business entities doing business within another state’s borders. But, restoring this power does not allow Congress to enter the states and meddle in the internal matters of the states which is forbidden by the Tenth Amendment. It would simply end the insurance industry’s antitrust exemption which other industries are subject to, and it would allow free trade competition to be introduced into the insurance industry.


Hopefully President Trump is simply being conned, and someone will open his eyes to what the swamp creatures are up to.

JWK




Today’s corrupted politics is all about the Benjamins, and which political party's leadership can put their hand deeper into the productive working person’s pocket.

Trump is for big businesses - insurance companies are big businesses - he is not being conned and is overall trading one swamp for another. Not fulfilling another campaign promise, allowing cross state insurance buying.

Well, I disagree on that artist. It was in every one of his rally speeches and debates. They can't do the repeal of McCarran-Ferguson as an appropriation reconciliation issue which is how the Republicans are going to get their plan through, because otherwise they'll need 60 cloture votes in the US Senate which the Democrats will never allow. Democrats want to save the "Obama Legacy" which so far consists solely of a failing and collapsing Obamacare. So it has to be two separate bills. They could in this instance do it IF they weren't trying to pass it through reconciliation. It's similar to my my beloved FairTax which doesn't repeal the 16th Amendment, because it can't do that in that tax legislation. Separate legislation is required to Amend the US Constitution, so a separate constitutional amendment bill is required to repeal the 16th Amendment. This upsets a lot of conservatives who apparently don't understand that.

Originally Posted by Judy

Well, I disagree on that artist. It was in everyone of his rally speeches and debates. They can't do the repeal of McCarran-Ferguson as an appropriation reconciliation issue which is how the Republicans are going to get their plan through, because otherwise they'll need 60 cloture votes in the US Senate which the Democrats will never allow.

Judy,

I am surprised you bought into this reconciliation BS. Ryan definitely can include the repeal of McCarran-Ferguson in the original Bill. Did you read what I posted above Artist's last post? Ryan and his swamp creatures have no intention to repealing McCarran-Ferguson which would end the insurance industry’s antitrust exemption which other industries are subject to.


JWK

Johnwk, I buy into the budget reconciliation argument because I agree with it. I personally don't think you can or should even try to repeal the McCarran-Ferguson Act in a budget reconciliation bill on health insurance. The McCarran-Ferguson Act covers all insurance, not just health insurance, so you can't repeal the state exemption of McCarran-Ferguson for automotive or fire and casualty companies by repeals and replacements to Obamacare. It's not the right way to do it.

Furthermore, there are already too many issues they're trying to resolve, so why bog down the wanted repeals with a separate huge issue like McCarran-Ferguson? Almost every living adult in the United States has lived under this stupid law since 1945. It needs its own hearing by itself, its own debate, its own bill, its own studies.

We'll win that one, when people understand the horrible impact of McCarran-Ferguson on insurance costs, but it needs to be a separate game from the government control and funding issues they're trying to correct in Obamacare by doing it this way.

I've been calling for the repeal of McCarran-Ferguson for years and it didn't really sink in with anyone. It needs its own big huge PR, Debate, Separate Little Bill, that puts this huge insurance industry under the Sherman Anti-Trust Act and Federal Trade Commission regulations. There will be a great deal of confusion on McCarran-Ferguson. For example, there are huge businesses within the states that thrive on "state licensing". Insurance agents are part of that. They want their business and jobs protected. They may fear that repeal of McCarran-Ferguson will hurt their businesses and their state territories. It won't, because states still have the right to regulate the insurance industry in their states and license sales people to sell the insurance whatever kind it is. But all this has to be explained, and that issue by itself is big enough to kill the whole repeal and replace bill if there isn't ample debate, hearings, studies, pro, con, fact and so forth on all the ramifications and benefits of repeal of McCarran-Ferguson.

The industry hysteria will be enormous and there will be huge resistance to it. Bills have been introduced into the US Congress to repeal McCarran-Ferguson for 15 years, almost as long as the FairTax legislation, but huge lobbies kill them. To take on those forces now would be overwhelming to most Americans and would likely result in the defeat of the Phase I portion of ending Obamacare. And we don't want that, do we? I want that individual mandate repealed, I want that mandate on businesses repealed, the rest of the Phase I issues I don't really care about personally, but I know the rest of it is important to lot of people with health issues or concerns and those issues are large enough and plenty enough to take up all the time and space that can be devoted to Phase I, without the additional burden of explaining McCarran-Ferguson at the same time. They need different times and space. Personally I think they're doing it right way, but certainly appreciate your desire to have it done now or as soon as possible.

Just my opinion.

Johnwk, read this Tweet direct from President Trump, hopefully it will relieve your concerns for now:

Donald J. Trump‏Verified account @realDonaldTrump 15h15 hours ago

Don't worry, getting rid of state lines, which will promote competition, will be in phase 2 & 3 of healthcare rollout. @foxandfriends

https://twitter.com/realDonaldTrump?...Ctwgr%5Eauthor

Scroll down at this time to 4th tweet from the top.

Sleep well, we're in good hands now, and it's not Allstate.

Originally Posted by Judy

Johnwk, read this Tweet direct from President Trump, hopefully it will relieve your concerns for now:


https://twitter.com/realDonaldTrump?...Ctwgr%5Eauthor

Scroll down at this time to 4th tweet from the top.

Sleep well, we're in good hands now, and it's not Allstate.

I wouldn't exactly call Paul Ryan "good hands."

I wasn't talking about Paul Ryan.

Originally Posted by Judy

I wasn't talking about Paul Ryan.

This is his puppy. I seriously doubt President Trump really knows anything about what would or wouldn't constitute an acceptable replacement plan.