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11-16-2011, 11:46 AM #1
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Can Foreclosure Be Avoided?
Can Foreclosure Be Avoided?
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LITTLE-KNOWN FEDERAL LAW MANDATES DISCLOSURE TO CUSTOMERS
by Sharon Rondeau
The RESPA law went into effect on December 22, 1974
(Nov. 16, 2011) — The Post & Email has been researching the options available to homeowners who are facing foreclosure, and, contrary to popular belief, there is evidence to suggest that a loan servicer may not have the legal authority to collect payments, serve foreclosure notices, or to take the property if the homeowner can no longer make his payments.
Home foreclosures in the U.S. rose a reported 7% last month as compared to September 2011, after “lenders corrected foreclosure paperwork and processing problems.â€
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