Probably a combination of citizen boycott AND doing business with IA's that have no respect for ANYONE - including the bank.


CHARLOTTE, N.C. (AP) - Bank of America Corp. (BAC) (BAC) said Tuesday its fourth-quarter earnings fell by 95 percent and Wachovia Corp. (WB) reported its earnings tumbled 98 percent, with both banks citing the lending crisis.

Net income at Bank of America declined to $268 million, or 5 cents per share, in the three months ended Dec. 31 from $5.26 billion, or $1.16 per share, a year ago.
http://apnews.myway.com/article/20080122/D8UAU89G1.html