This is interesting

I am shopping around for a new mortgage and it seems at the
end of all the questions , this one comes up and I'm told
it is required by the US govt

1 ARE YOU HISPANIC OR LATINO ?

You can say yes , no or prefere not to answer
but if you don't answer on the app, the loan officer has
to include their own observation if there is an actual loan

Whats up with this?