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Thread: Trump Health Care to Hurt Seniors aged 50-64

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  1. #1
    Senior Member MontereySherry's Avatar
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    Trump Health Care to Hurt Seniors aged 50-64

    Over and over I keep hearing Democrats crying about the harm Trumps Health Care is going to do to Seniors aged 50 yo 64. I never heard anyone taking up this cause when Obamacare went into place. I know everyone at ALIPAC has heard me complaining and screaming about Obamacare since day 1. I fell in the very category that the Democrats are now so worried about. I have kept all my records and have the facts.

    Before Obamacare for two adults aged between 52 to 64 with complete coverage and no deductible we paid $422 per month. With Obamacare our plan changed to coverage with a $3,000 deductible. A $20 co-pay. We had to pay 20% of any surgery or hospital stay. We had to pay for x-rays and lab work and our monthly premium rose from $422 to $1,300 a month. Just for premium's alone it rose from $4,642 a year to $15,600. That is a $10,958 increase per year and a total of $87,664 over 8 years.

    For seniors on medicare the price for Senior Advantage rose from $90 to $255 a month for premiums.

    Where was the outcry for us. I did not hear one Democrat concerned about the impact that Obamacare placed on Seniors.

    We have been lied to so much and it is hard at times to know if we are being given real or made up numbers. I am giving you numbers that I personally have kept only to give a honest reference. These figures are for a Kaiser Health plan.
    MW, Judy, hattiecat and 1 others like this.

  2. #2
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    The problem is obamacare made it worse and ryancare will make it even more so. Not what trump promised AGAIN. He said a better plan, more affordable - not happening but somehow the rich get more money in their pocket AGAIN.
    seniors:
    6. Older enrollees can be charged five times as much as younger enrollees. This is a holdover from the March iteration of Trumpcare; Erick Erickson noted at the time that the provision "will price a large number of seniors out of the insurance market."
    HOLD MY BEER: House Republicans Take Ownership Of Failing Obamacare With Trumpcare Vote That Doesn't Repeal Obamacare

    Getty Images
    By:
    Ben Shapiro
    May 4, 2017

    On Thursday, House Republicans prepared to take final ownership over Obamacare, slapping a giant “T” atop the edifice of legislative manure and declaring victory. This follows Republicans embracing Barack Obama’s budget priorities in their newest budget bill, which did not fund Trump’s wall but did fund refugee resettlement, Planned Parenthood, and Obamacare. Republicans have apparently become the David Copperfield of garbage: they can take Obama’s garbage and turn it into Trump’s garbage right before your eyes!
    To be fair, not everything in the Republican bill is bad. Here’s what’s good:
    1. Medicaid Reform. This was always Speaker of the House Paul Ryan’s big priority. Instead of need-based grants to the states for Medicaid, Trumpcare would give block grants to the states, saving a trillion dollars over the next ten years by estimates. These savings could be used for the tax reform bill Congress will approach next. They also prevent the states from throwing more and more people onto Medicaid, knowing the feds will pick up the tab.
    2. It Eliminates Most – But Not All – Of Obamacare’s Taxes. Trumpcare would kill the medical device tax, the health insurer tax, the 3.8 percent tax on investment income. It wouldn’t kill the so-called Cadillac tax, which taxes people with employer-provided, top-end plans.
    3. It Gives States Options They Didn't Have Under Obamacare. States have the option to opt out of Obamacare's pre-existing conditions regulations under the House bill. That likely won't be the case in the Senate bill, and virtually no states will take advantage of this, given the political blowback. But it's an improvement in the letter of the law.
    Now, here’s the bad stuff:
    1. It Doesn’t Repeal Pre-Existing Conditions Coverage. As Avik Roy has pointed out, the vast majority of health coverage in America already prevents insurance companies from ignoring those with pre-existing conditions:
    [P]rior to Obamacare, the vast majority of Americans with health insurance were already in plans that were required to offer them coverage regardless of pre-existing conditions. Employer-based plans were required to offer coverage to everyone regardless of pre-existing conditions. So were Medicare, Medicaid, and other government programs like the VA. Employer- and government-based plans, prior to Obamacare, represented 90 percent of Americans with health insurance. The other 10 percent were people buying coverage on their own, on the individual market. In most—but not all—states prior to Obamacare, people buying coverage on their own could, in theory, be denied coverage for a pre-existing condition.
    But the mandate to cover pre-existing conditions for everyone dramatically shifts the burden in the individual market, creates incentives not to get health coverage at all until you are sick, and destroys the profit margins for insurance companies, which is why they have been dropping out of Obamacare altogether. This bill doesn’t really change that. It offers the fig leaf of granting state governments the ability to opt-out of the pre-existing conditions provisions, but it’s hard to imagine governors actually doing it, since they would now have the affirmative political burden of rejecting Obamacare’s most popular provisions.
    2. The Mandate Remains. The mandate is formally repealed, but the bill still requires insurance companies to levy a 30 percent surcharge on those who skip a year of coverage. So instead of you paying a fine to the government, you pay a fine to the insurance companies, mandated by the government. Great.
    3. It Funds People Not To Buy Health Insurance While Healthy. In order to woo moderate Republicans who were upset with the pre-existing conditions state opt-out possibility, Rep. Fred Upton (R-MI) came up with an amendment that would give states $8 billion over the next five years to fund high-risk pools, adding to the $130 billion in temporary funding already headed to the states. His amendment would essentially pay people’s fine if they skip a year of coverage.
    4. It Retains The New Ryan-Trump Entitlement Program. The bill still provides refundable tax credits to buy health insurance, which amounts to a new entitlement program.
    Here’s the bottom line: by stepping into the muddy waters of healthcare policy with a giant overhaul instead of a simple Obamacare repeal, followed by piecemeal passage of popular provisions relieving particular burdens, the Republicans own the system Obama built. They’ll be blamed for whatever comes next. And because they’re not repealing Obamacare, that means they’ve now transformed Obama’s legacy into their own.
    http://www.dailywire.com/news/16053/...ip-ben-shapiro

  3. #3
    Senior Member Judy's Avatar
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    Yes, we understand the DEMS talking points. Unfortunately they're not only wrong, they're lies. Scaring people with lies has been their tactic for a very very long time. Republicans have failed our country too. This disaster we're in took the failures of both parties. No one is innocent. What Trump is demanding is that Republicans fix it, because we know DEMS won't. Our country is disintegrating before our eyes and failing on every possible level, from health care to education, from national security to borders, from trade to immigration policy, from taxes to spending, and this President is 100% committed to fixing it all, on all levels, and in a way that can not be reversed easily by future administrations and Congresses.

    It's like unraveling a giant, nasty, stinking hairball with one hand tied behind your back. But this will not stop him, he will find a way to get it done. He will fight foreign leaders, he will fight 501 C 3's, he will fight the courts, he will fight the Democrats, he will fight the CORRUPT MEDIA, he will fight PACS and lobbyists, and he will fight any faction in the Republican Party that's not on the Trump Train to do what is necessary to fix this damn mess.

    For all those who don't think so or know yet, just watch.

    It's going to be the show of a life-time.
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  4. #4
    Senior Member JohnDoe2's Avatar
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    NO AMNESTY

    Don't reward the criminal actions of millions of illegal aliens by giving them citizenship.


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  5. #5
    Senior Member Judy's Avatar
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    Pay attention US Senate. Don't waste time. Stop taking self-serving homey breaks and do your job. Pass the bill to repeal/replace Obamacare and do it now. The system is collapsing leaving paying customers with no insurance carrier. Trump gets this problem, why don't you, Senators? You've had 7 years to solve this problem, yet you've done nothing.

    Time to stop talking and whining at town halls on homey breaks, time for action.
    hattiecat likes this.
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  6. #6
    Senior Member MontereySherry's Avatar
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    Wow. Between the GOP, the Democrats and California all fighting over my healthcare I am dreaming about the good old days when I only had to deal with insurance companies.
    Judy, MW and GeorgiaPeach like this.

  7. #7
    Senior Member Judy's Avatar
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    So are we most (I'd say all, but that's sadly not the case), MontereySherry.
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  8. #8
    Senior Member JohnDoe2's Avatar
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    Quote Originally Posted by MontereySherry View Post
    Wow. Between the GOP, the Democrats and California all fighting over my healthcare I am dreaming about the good old days when I only had to deal with insurance companies.
    ‘Trump rates’ or Obamacare rates? Health plans can send both to California regulators

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  9. #9
    Senior Member JohnDoe2's Avatar
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