Thread: The Future of Obamacare

Judicial Watch Exposes another Obamacare Lie

I hope you had a wonderful Christmas holiday. Government corruption, unfortunately, never takes a holiday and so we have much to report you as we prepare for the new year.


President Obama made a number of promises when he was pitching his Affordable Care Act (ACA), also known as Obamacare, to the American people. Among the most oft repeated was the claim that Obamacare would not be responsible for people losing health insurance coverage. "If you like your health care plan, you can keep it," the president promised.

Of course, at the time, we knew this was just another lie. (In fact, so did the Obama administration so did the Obama administration.) And now we have further evidence to prove it. Last week, we released state records revealing high numbers of policy cancellations as a direct result of requirements Obamacare.

Statements in the records, which include filings by health insurance companies with state regulators, directly contradict claims by the Obama administration and its allies that Obamacare was not responsible for Americans losing health insurance coverage. We obtained the records as part of a nationwide Judicial Watch investigation to assess the damage wrought by Obamacare to the insurance marketplace. We asked each state's insurance division for the following information: The number of group and non-group comprehensive (major medical) health insurance policies for which the [STATE INSURANCE DIVISION] has received notice or report of the carrier canceling or non-renewing, or intending to cancel or non-renew, such policies, and for which the coverage termination date is after June 3, 2013, along with the number of individuals covered by such policies as of the policy termination dates. And here's what we found: According to those states that have responded to date, hundreds of thousands of formerly insured individuals have had their insurance policies cancelled or non-renewed due to Obamacare mandates. In fact, according to the records obtained by JW, many insurance carriers specifically cite new Obamacare requirements as a central factor in their decision, and even inform their policyholders as such. Let me share with you a few excerpts from the records, which you can read in full on our website, regarding the State of Oregon, where at least 145,000 individuals will lose health insurance coverage: New York Life Insurance Company informed Oregon's Insurance Division that it was discontinuing a group health insurance plan offered to an association and provided a sample letter to policyholders, notifying them of the cancellation, with the following language: "The decision to exit the medical care marketplace was not an easy one but the evolving market conditions in the health insurance industry under Health Care Reform laws and regulations which are named Patient Protection and Affordable Care Act ('PPACA') prevent us from continuing to offer competitive medical insurance for association plans such as yours. Please do not hesitate to contact me if you have any questions regarding the actions described in this letter." Another health insurance provider, Moda Health Plan, informed the state that it was exiting the individual health insurance market there, and provided a sample letter to policyholders that contained this language: "We're happy you chose Moda Health, and we want you to stick with us as health care laws change. As part of the Affordable Care Act implementation in Oregon, all of our individual and family health plans will be discontinued. That means you'll have to enroll in a new plan. But don't worry! We have some great choices." Providence Health Plan notified the Oregon Insurance Division that it was discontinuing its portability health insurance plans, and provided a sample letter to policyholders containing this wording: "The first thing you need to know is that, due to changes related to the Affordable Care Act, or ACA, all portability plans, including your existing plan, will be discontinued after Dec. 31, 2013 and, therefore, you will need to choose new health plan coverage." In addition to the records from Oregon, Judicial Watch has received the following cancellation information from six other states to date: Connecticut: At least 26,451 polices will be cancelled in 2013 and 23,504 in 2014. That will leave 41,169 individuals in 2013 and 38,601 in 2014 with cancelled health care coverage. Pennsylvania: Pennsylvania insurance department officials reported that 250,000 Pennsylvanians are losing their coverage. Arkansas: With five out of nine companies providing the number of polices, individuals covered, or both; the totals are 62 policies cancelled affecting at least 537 individuals. Chesapeake Life Insurance, Independence American Insurance Company, Madison National Life Insurance Company, New York Life, and Standard Security Life Insurance Company all state that their decision was prompted by Obamacare. Georgia: While not all companies specified the number of individuals affected, records reveal that Obamacare mandates will result in 727 polices being cancelled, with at least 1,006 individuals losing their coverage. Delaware: Emails between the Delaware Department of Insurance and companies detailing the number of polices and individuals covered reveal that, while not all companies specified individual coverage, the total number of polices listed is 4,599, with at least 9,743 individuals losing health care coverage. North Dakota: According to North Dakota insurance department officials, 36,875 individuals are losing coverage in that state. As I say, this is an investigation in progress, and as additional information from other states becomes available, we will provide it on an ongoing basis. Now, I think it is worthwhile to review how dramatically this data contradicts the false narrative pushed by the Obama administration, the Obama campaign, Obama surrogates and the president himself right from the very beginning. As early as August 11, 2009, Obama assured a New Hampshire town hall meeting, "If you like your health care plan, you can keep it." According to Breitbart.com, Obama repeated the statement at least 23 times in the ensuing years. White House adviser Valerie Jarrett tweeted on October 28, 2013, "FACT: Nothing in #Obamacare forces people out of their health plans." And responding to questions on a November 17, 2013, edition of NBC's "Meet the Press," former House Speaker Nancy Pelosi (D-CA) told the interviewer, "The law does not demand that all of these cancellations go out." But independent reports estimate that more than 4.8 million Americans have received health insurance cancellations to date because of the Obamacare mandates. However, now the evidence is too overwhelming for the Obama administration to continue its soft-shoe around. Hence the Obama administrations extra-constitutional decision to rewrite Obamacare again just before Christmas. (Is there anything this president won't do to keep the teetering deck of cards that is Obamacare from collapsing entirely?) From ABC News: Facing continued fallout over the cancellation of millions of health plans under the Affordable Care Act, the Obama administration is loosening the terms of the individual mandate for some consumers while providing them new options to maintain coverage. Americans whose individual insurance policies were canceled - at least 4 million people - are now eligible for a "hardship exemption" from the requirement to have insurance, which starts in 2014.... Of course this decision comes with repercussions. More from ABC News: Health insurers criticized the development, which they said could mean fewer enrollees than they projected when rates were set for 2014. "This latest rule change could cause significant instability in the marketplace and lead to further confusion and disruption for consumers," said Karen Ignani, president and CEO of America's Health Insurance Plans, in a statement. And so we begin 2014 as we ended 2013, with more "confusion and disruption" for millions of Americans who may not have health insurance. The entire Obamacare scheme relies on lies. And the snapshots JW provided clearly show that Obamacare is causing a national health insurance crisis that demands immediate action - and dare I say action that is permitted by the United States Constitution and the rule of law.

http://www.judicialwatch.org/?utm_so...pdate+Campaign

OMG America added a new photo.

The D.C. Clothesline
Fox News staffer says network refuses to report Obama identity fraud

http://dcclothesline.com/2013/06/11/...dentity-fraud/

Fox News staffer says network refuses to report Obama identity fraud |
dcclothesline.com
While interviewing the fearless Pastor James David Manning on the� Tea Party Power Hour , host� Mark Gillar �made this astonishing









ClashDaily.com with Doug Giles



http://clashdaily.com/






OMG America added a new photo.







Patriot Update


Heheheh...true.
www.patriotupdate.com

OMG America added a new photo.

OMG America added a new photo.

OMG America added a new photo.






Obamcare!!!!! Obamcare!!!!!Obamcare!!!!!Obamcare!!!!


You Built that!!!!!!!

How Are We Suppose To Survive? Workers Discover Obama Care Means Impoverishment

Posted by: Allison Martinez Posted date: January 01, 2014

3

Workers across the country are wondering how are they suppose to survive? The Obama Care insurance available is causing quite a sticker shock to those who have attempted to get insurance through the exchanges.
The Extreme Dodge in Jackson, Michigan was voted best dealership for 2013. The company’s insurance policy had been cancelled because it didn’t meet the mandates of Obama Care. The company voted to give each employee $2,400, or $200 a month, to buy their own insurance, or to pocket and pay the new federal penalty.
The company brought in a consultant to help their workers figure out the best option, but all of the plans have high deductibles. The group plan the company was able to find has deductibles that start at $1,125 and jumps to $3,000 next year. The maximum out-of-pocket costs jump from $2,250 to $6,350. For families, those numbers double: to a $6,000 deductible and $12,700 out-of-pocket maximum. This is a huge difference from their previous policies, and far more expensive.
The 41 employees were interviewed by NBC on what workers are experiencing. A couple of the low wage workers were excited, because they were eligible for the subsidy. For these workers, the stipend is a pay increase.
However, the reaction by the majority of workers was not nearly as enthusiastic.
Steven Williams, a veteran mechanic stated that things will get worse before they get better.
Neal Campbell, a salesman for the company said,

“There is nothing wrong with trying to help people, but there is a better way. This isn’t the way.”

Terry Hardcastle, a salesperson, told NBC she has no idea how she will make ends meet.

“How is this helping the average American that’s working 40 to 50 hours per week? How are we supposed to live?”

Another worker, Cathy Smith, told NBC she didn’t know how she was going to make ends meet either. She didn’t qualify for the subsidy and can’t afford the new policy. She had tears in her eyes

“You don’t make that much money to begin with and the prescriptions are going to kill me.”





Allison Martinez

Allison Martinez writes as the “Arctic Conservative” lives in northern Alaska. An economist by training, AC lives as an economic refugee on the edge of the country.

http://freepatriot.org/2014/01/01/su...mpoverishment/

Overpasses for Obama's Impeachment


Dem: Obamacare could be gift that keeps on giving to GOP



http://overpassesforamerica.com/?p=680

Dem: Obamacare could be gift that keeps on giving to GOP
overpassesforamerica.com
1Jan2014 The Minuteman Obamacare's glitch-plagued rollout could become "the gift that keeps on giving" for Republicans hoping to gain Congressional seats in the 2014 midterm elections, U.S. Rep. Stephen Lynch (D-South Boston) told Boston Herald Radio today. "I just have great misgivings about the sy...


January 1, 2014 News
1Jan2014
The Minuteman

Obamacare’s glitch-plagued rollout could become “the gift that keeps on giving” for Republicans hoping to gain Congressional seats in the 2014 midterm elections, U.S. Rep. Stephen Lynch (D-South Boston) told Boston Herald Radio today.
“I just have great misgivings about the system,” Lynch told Herald Radio’s Hillary Chabot on “Morning Meeting.” “In my opinion, it’s very poorly designed. I think the consequences of this will affect our 2014 election, if we don’t fix it. For the Republicans, I think this will be the gift that keeps on giving.”
Lynch said he’s taken scores of phone calls from Bay State constituents struggling to sign up for healthcare through the state’s $69 million Obamacare web site, and that he will meet with Massachusetts Health Connector officials in the next two weeks.
“I always thought getting people signed … was the easy part, and it’s just not gone well,” said Lynch. “A lot of the unions that were critical of me originally because I voted against it, they’ve come around now one by one and now said, ‘You were right.’ I just tell them I had an advantage — I had read the bill.”
Lynch said Americans are in for a surprise in 2014 as more Obamacare-related taxes hit health insurers. The Herald reported today that among them is a 2 percent tax on all insurance plans.
“The taxes that will ensue in 2014 — those are the more difficult parts of this and those haven’t even emerged as issues yet,” said Lynch. “Wait till people get a load of that. I think that will be a real eye-opener.”
Article source here.

http://overpassesforamerica.com/?p=680



Pelosi: "We Have to Pass the Bill So That You Can Find Out What Is In

ObamaCare on Day Two

Posted by Michael Becker on Jan 2, 2014

ObamaCare is now into its second day of restructuring life for Americans.

Follow Joe For America on Facebook!

The website, at least the front end, seems to be working and the administration tells us that 2.1 million people have “enrolled”. The critical part of all of this is not what the administration is telling us, it’s what they’re NOT telling us.
Here’s a snapshot of the tip of the ObamaCare iceberg as of today.

video at link below:

Things we don’t know …

• How many have paid for their coverage?
• How many of these people didn’t have coverage before?
• What happened to the 5 million people who lost coverage with plan they liked?
• How many people who think they have coverage are lost in the data pool and the insurers don’t know about them?
• What’s going to happen when they show up for actual health CARE?

We’ve been insisting all along that the website really was just a glitch and would be fixed sooner or later. The website was the easiest part of the program. The fact that it took some $600 million and more days than it took to defeat both the Germans and Japanese after Pearl Harbor is simply a testament to the incompetence of Obama and his administration.

With respect to the website, all we really know is that the front end is working most of the time. The administration refuses to discuss the back end. That’s the part where information is passed to the insurers and the actual billing process happens.

No one will comment on the accuracy of the information going to the insurers which leads us to believe there are still problems with that interface. As of one month ago no one had started coding the billing system. We seriously doubt that is up and running.

The next set of headlines will likely have to do with the cost of actual care to the insured. We’ve seen some discussion about the huge premium increases that people are dealing with, next – and a much bigger deal – will be the fact that most of the ObamaCare policies have a deductible that must be met before the actual insurance kicks in. That deductible averages – averages – a little over $5,000.

ObamaCare is a long way from being out of the headlines, no matter how many goodie-goodie stories the administration is able to dig up over the next couple of months. Lord knows they’ve got thousands of people working on that, and the media is drooling to run those “good news” stories. It’s called “spin”.

We think the real test will come this summer.

First issue will be the cost of insurance in 2015 and the companies will be setting their rates this summer, they should be public no later than September. We don’t know the age breakdown of the current people enrolling and that will be the critical breakdown for 2015 rates. If not enough young people enroll, the cost curve goes off the rails. 2013’s rates – with about a 30% increase over 2012 – will skyrocket if less than 40% of new enrollees are under 35.

The second issue will be the healthcare plans that are part of employee benefit packages for people who work in large companies. The current estimate is that 50 – 90 million people will lose the coverage they’ve got now because of ObamaCare. Look for that to hit the news in September-October. Just before November and the midterm election.

2014 is going to be an interesting year.

Read more at http://joeforamerica.com/2014/01/oba...3yGhDTHk1he.99

Alabama Mom's Obamacare Horror Story and Open Letter

By Onan Coca / 3 January 2014

A mom from Alabama has been railroaded by the Obama administrations implementation of Obamacare, and now she's taken pen to paper to tell everyone her story. Here's her open letter to anyone who will listen.
December 22, 2013

The Affordable Care Act is leaving my children uninsured as of January – so how can this law have the word Care in it?

An Open Letter to the Obama Administration and American Citizens:

My family’s journey with securing our new insurance under the Affordable Care Act (ACA) started on October 1, 2013. I have decided to write this letter to let the American people know what it has been like for us. We are a family of four, with two little boys’ ages seven years old and three years old. My husband and I have had full time jobs for 6 years and 13 years respectively. We have been with the same two companies for those years. We are a middle class family; we own our three bedroom two bath house, we own two cars, and previously provided our own insurance for the four of us. We have coverage through Individual Blue from Blue Cross Blue Shield of Alabama until 12/31/13. Our premiums have been $380.00 a month, which also included dental coverage for all four of us.

On October, 1, 2013 we received our letters like other Alabamians about our new premiums and plans for 2014 from Blue Cross Blue Shield (BCBS) of Alabama. When I opened our letter to say I had sticker shock was an understatement. Our premiums for the Blue Saver Silver would now be $753.26. This included the ACA tax but did not include the additional $75.00 we would need to pay in order to keep dental for me and my husband. So we would need to pay total $828.26 to keep health and dental insurance for the four of us. This payment is roughly $64.00 less than what we pay for our mortgage each month. I was outraged that anyone thought we could afford this. Sure we have some savings, but with that price tag we would whittle it down to almost nothing very quickly. I consider savings as a rainy day fund, a start to saving for the kid’s college, our retirement, etc. I never dreamed in a million years we would need to use it to pay our insurance premiums each month – how in the world could this help the economy too?

Throughout the month of October we read everything we could on what our plan would cover, and tried to get the information we needed about the ACA. I was also blown away when I realized that my son’s medical care, he has Attention Deficit Hyperactivity Disorder (ADHD), would cost us so much more out of pocket than it was currently costing us. My son has to go to his doctor every other month for his care. If we need to see a therapist we do that monthly, so you see on top of the premiums there are other out of pocket cost we have to factor in. He is also on medication that he takes daily. His medicine is a life saver for him and helps him function like a normal seven year old, without it he can’t focus, his grades slip and his mind literally goes back to the mind of a three or four year old. When he was first put on his medicine his reading went up 20 points and he went from writing one to two sentences to paragraphs, all in the course of a week. He is a straight A student and very bright, but without the proper medical care that could slip away from him. Under our new plan for 2014 we would need to pay a $55.00 co-pay, and then it would be covered at 80 percent once we reached his deductible, which would be $2,000 individual $4,000 family. Out of pocket max numbers are $6,350 individual and $12,700 family. All of this is enough to make anyone’s head spin. We were then forced to look at other options as none of this was affordable for our family.

I started to dig deeper into healthcare.gov. I was hearing all the horror stories through the news about the subpar website. I was reading right off their healthcare.gov Facebook page about other people’s terrible experiences trying to get coverage. Then the government announces that they are going to be working on the site and making it a better experience as well as making it more secure. They had already had three years to make this happen but they said would need the month of November to get it running right. So I waited patiently for them to get the site running so I could see if we would qualify for the subsidy and continue our health insurance through that route.

December 6, 2013 I went to healthcare.gov and started our application. The process took me over two hours to complete. Once it was completed it came back with our results. The results were that my husband and I qualified. That my three year old qualified for All Kids and that my seven year old did not qualify for anything through the exchange (ACA). I was so confused, how could a seven year old not qualify for a subsidy? I was also confused on why they wanted me to enroll one of my children in All Kids? So, I called the number they provided to speak to a representative. I was on hold for 20 minutes when a woman answered and offered to help me with the results. She told me that it is coming back that my seven year old son did not qualify and the only thing I could do was to file an appeal. I asked her a few more questions about how this could have happened, and I was told “she does not know and that all I can do is file an appeal”. She was reading her responses to me right off of a chart that I am sure they are given. So, I ended my conversation with her and proceeded to try to wrap my head around what was happening.

I decided to call back, this time I waited 15 minutes and spoke to a very nice gentleman who seemed to have an understanding for how the system was working. He looked up the results and said “this can’t be right, let’s start over and do an application over the phone”. So again I went through the application process. The results came back the exact same, we all qualified for something except my seven year old son. The gentleman could not understand how this could be happening and assured me it had to be a “glitch” in the system. He placed me on hold so he could speak with his supervisor on how to fix this error. I waited several minutes and when he came back he said “there was nothing more they could do tonight”. He said “we are sending your application to two different departments and that one of the departments would get back to me through a phone call with a fix to this problem”. He also told me “it could take 2-5 days but that I would receive a phone call when they had closed my case”.

So I waited until Tuesday December 10, 2013, which was day four and called them back. I was then told it would be 2-5 business days and if I had not heard from them at that time to call back. So that is what I did, I waited till 9:00 pm on that Friday December 13, 2013 with no phone call. I called Sunday December 15^th, 2013 and spoke with my 3^rdsupervisor who told me “they were very sorry that I had not received a phone call and they were messaging the two departments to give me a call the following day”. He also said to go ahead and file with All Kids in my state because even though they send that information to them, they have no idea when they will receive it. So Monday I went and applied for All Kids for my children, it was a similar application to the healthcare.gov site. I called them to verify that they received my application and was told they cannot access it till sometime in January. They said once they could access it that they would be in touch and if the kids qualified the coverage would retro act to January 1, 2014. So that was a little bit of good news.

So here we are December 22, 2013, the day before the December 23^rd deadline to sign up through the Health Insurance Marketplace’s Exchange. I decide I will call one last time to see what they can tell me about coverage, since I never received a phone call after my last conversation with a supervisor. I waited on hold for 1 hour and 15 minutes. I asked to speak with a supervisor and I was transferred. The supervisor pulled my file and was talking to me when she must have accidentally pressed a button and we got disconnected. I thought for sure she would call me back. That is one of the first things they ask for is your phone number. I did not receive a call back, so I call back and have to be placed on hold again to speak to someone. I waited another hour and a half before I get connected with a supervisor. She pulls up my file and tells me “there is nothing they can do and I have to wait the 90 days they have to contact me through the appeals process”. The supervisor tells me “that this whole time I have been told wrong by numerous people and that I should have been called back but that the two departments could do nothing for me”. I just have to wait the 90 days. I asked her, “so yet again an error, due to no fault of my own, has occurred all these times I have been calling and speaking with people and no one can really do anything”? She said “yes that is correct, I am sorry you have been told something different but that is all I can tell you”.

I have never been treated so poorly by any insurance company in my whole life. I have never experienced such terrible customer service in all my years on this earth. I can’t imagine how long a company would last in this country if they followed the same protocol as the ACA/Health Insurance Marketplace does. Most companies can fix a glitch in their systems pretty easily, or can connect you to someone who can. Not the ACA/ Health Insurance Marketplace, you spend all that time on hold to just be told, so sorry but you have to wait for someone to get back to you in a 90 day time span.

What is the most sickening thing to me is that we have been forced into the Health Insurance Marketplace’s Exchange. We wanted to continue our coverage through BSBC and pay as we always had been. But, we found out that option would not be affordable under the new Act, which is how we were forced into the Exchange. Furthermore, not only were we forced into the Exchange, but then forced again to submit an application to ALL Kids for our children. I just don’t understand how we go from being hard working middle class family who provides everything for our family to where we are today. I feel like everything that my husband and I have worked hard for is for nothing. I pray each night that we will get something resolved with our “glitch” in the system so our children will have health insurance coverage in January and by the time I have to purchase my son’s $400 a month ADHD medicine.

I really don’t know how our government can allow this to be taking place. What if something happens and one of my boys breaks an arm, or God forbid something worse? They don’t have insurance, so I guess we will then be paying the hospital monthly if that happens. We are almost completely debit free currently and now all I see is very large medical bills in our future until the government can fix the issues with the ACA/Exchange. I would really like them to rename the Affordable Care Act, because from where I am sitting it is anything but affordable or caring for my family.

Sincerely,
Karri Kinder

Read more at http://eaglerising.com/3950/alabama-...qUspCl4PgfW.99