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  1. #1
    Senior Member AirborneSapper7's Avatar
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    Meet Your New Neighbors… HUD Using YOUR Tax Dollars to Move Them to Your Neighborhood

    Meet Your New Neighbors… HUD Using YOUR Tax Dollars to Move Them to Your Neighborhood

    in Email Featured, JMM news / by jmmedia / on July 23, 2013 at 2:30 pm

    To ensure that “every American is able to choose to live in a community they feel proud of,” HUD has published a new fair-housing regulation intended to give people access to better neighborhoods than the ones they currently live in.

    The goal is to help communities understand “fair housing barriers” and “establish clear goals” for “improving integrated living patterns and overcoming historic patterns of segregation.”

    “This proposed rule represents a 21st century approach to fair housing, a step forward to ensuring that every American is able to choose to live in a community they feel proud of – where they have a fair shot at reaching their full potential in life,” said HUD Secretary Shaun Donovan.

    “For the first time ever,” Donovan added, “HUD will provide data for every neighborhood in the country, detailing the access African American, Latino, Asian, and other communities have to local assets, including schools, jobs, transportation, and other important neighborhood resources that can play a role in helping people move into the middle class.”

    Social engineering

    According to HUD, long-term solutions include “helping people gain access to different neighborhoods and channeling investments into under-served areas.”

    The mapping tool may guide development and zoning decisions, for example.

    In a July 16 speech to the NAACP, Donovan said the American Dream still isn’t within equal reach of all communities. He lamented the lack of diversity in America’s boardrooms, schools, and the nation’s “strongest neighborhoods.”

    “We have got to shape a future where ladders of opportunity are available for all Americans,” Donovan said. “For African Americans, this is critically important. Historically, for this community, the rungs on these ladders have been too far apart -– making it harder to reach the middle class.”

    Donovan said HUD’s new neighborhood mapping tool, which uses Census data, will “expand access to high opportunity neighborhoods and draw attention to investment possibilities in under-served communities.”

    “Make no mistake, this is a big deal,” Donovan said. “With the HUD budget alone, we are talking about billions of dollars. And as you know, decades ago, these funds were used to support discrimination. Now, they will be used to expand opportunity and bring communities closer to the American Dream.”

    Under the Fair Housing Act, HUD requires grantees, such as cities, that receive federal housing funds to “affirmatively further fair housing.”

    Under the proposed rule, the neighborhood data provided by HUD will be used to evaluate patterns of integration and segregation, racial and ethnic concentrations of poverty, and access to “valuable community assets.”

    HUD wants to know if existing laws and policies — such as zoning, financing, infrastructure planning and transportation — create, perpetuate or alleviate segregation.

    The proposed rule explicitly incorporates fair-housing decision-making into existing planning processes and “other decision-making that influences how communities and regions grow and develop.”

    - See more at CNS NEWS :

    http://janmorganmedia.com/2013/07/me...-neighborhood/
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    Senior Member AirborneSapper7's Avatar
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    Senior Member oldguy's Avatar
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    Now, they will be used to expand opportunity and bring communities closer to the American Dream.”
    Propaganda at its best, this all simply redistribution of wealth and at the same time cause more division and in time create another Detroit in that white flight will occur in these neighbors as crime goes up. Take note this building and movement will not occur in neighborhood where anyone in power lives.
    I'm old with many opinions few solutions.

  4. #4
    Super Moderator Newmexican's Avatar
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    AND they are receiving GRANTS to buy them, complements of YOU. Through the Neighborhood Stabilization Program. These are the same "Grantees" that will have access to your health information through OBAMACARE.

    Kill the job market, take the homes and REDISTRIBUTE them based on liberal policies using federal funds and basing the purchase on race and minority status -

    Now, doesn't this give you a warm fuzzy?JMO

    FHA First Look Sales Method


    Note: On October 31, 2011, The FHA First Look Program moved to the National Community Stabilization Trust's REOMatch platform to receive purchase assistance for all FHA First Look properties. The current NSP FHA First Look website has been discontinued.

    New and existing NSP grantees should contact the National Community Stabilization Trust (
    fhafirstlook@stabilizationtrust.com) as soon as possible to obtain log-in information for the FHA Portal in REOMatch, and register for a special web-based training on viewing and purchasing FHA First Look Properties through the website.

    FHA First Look Background

    The Offices of Community Planning and Development (CPD) and the Federal Housing Administration (FHA) collaborated to create the FHA First Look sales method to help further the missions of both CPD and FHA.

    The First Look sales method, announced on July 15, 2010, provides NSP grantees and their program partners ("NSP grantees") with exclusive access to review and purchase newly conveyed FHA real estate-owned (REO) properties located in NSP designated areas before they are listed for sale to the general public. Click to read the Federal Register Notice (PDF, 78 KB).

    As part of the National First Look program, announced on September 1, 2010, FHA and other REO properties including those held by Fannie Mae and Freddie Mac are made available for sale to NSP grantees prior to being made available to the general public. Click to see the press release.

    FHA First Look Sales Method–Benefits to NSP Grantees
    The FHA First Look sales method offers NSP grantees a "first look" at newly conveyed FHA properties. The properties are offered for sale for a limited period of time exclusively to NSP grantees at a 10% discount off the appraised value of the property. Grantees receive automatic notification from NCST when new properties are available for purchase.

    Eligible Purchasers of FHA REO Properties

    NSP1, 2, or 3 grantees and program partners to include: nonprofit organizations/developers, subrecipients, subawardees, and consortium members.

    For -profit organizations are NOT eligible to participate in the FHA First Look sales method.

    Application Procedures

    NSP grantees complete a short application and provide limited supporting documentation to the applicable Homeownership Center Click here to find the appropriate HOC. The HOC will review and approve a successful application package in approximately 7 business days. For step-by-step instructions on how to complete the application, Click here for the instructions.

    How do I determine whether it is beneficial to participate in the FHA First Look sales method?

    A listing of the FHA properties made available for sale, by grantee, can assist you in determining if this initiative makes sense for your NSP program.

    Click to see a distribution table of the number of properties made available to NSP1 and NSP2 grantees.

    https://hudnsphelp.info/index.cfm?do=viewFHAfirstLook

  5. #5
    Super Moderator Newmexican's Avatar
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    FHA to sell 40,000 distressed loans to bulk up funds



    By Christina Mlynski
    • December 3, 2012 • 3:18pm

    U.S. Department of Housing and Urban Development will sell at least 40,000 distressed loans over the next year, generally in quarterly sales, in an effort to reduce total claims, cost and increase recovery on losses to the Federal Housing Administration Mutual Mortgage Insurance Fund.

    The results of which, when considered by FHA independent actuary, should yield an estimate of an additional $1 billion in economic value to FHA’s Mutual Mortgage Insurance Fund in fiscal year 2013 alone by significantly reducing the expected severity of losses on loans sold through the program.

    The FHA first hinted at the development at the HousingWire REperform conference.

    FHA Acting Commissioner Carol Galante told a crowd of mortgage professionals her institution will not immediately initiate an REO-to-rental program.

    Instead, they intended to try to work through the loans before foreclosure.

    The preliminary results of September for the first loan sales under HUD's expanded Distressed Asset Stabilization Program took place in two parts. The first part was conducted on Sept. 12 and consisted of 5,300 non-performing loans in six different national pools, combining to an unpaid principal balance of $950 million. The second part was conducted on Sept. 27 and consisted of 4,100 loans in seven different "Neighborhood Stabilization Outcome" pools, totaling $770 million in upaid principal balance.

    DASP is a part of a broad based effort to address the housing industry's shadow inventory and to target relief to communities experiencing high foreclosure activity.
    HUD is increasing the use of loans through DASP, selling distressed loans insured by the FHA through a competitive bidding process. The loans are sold to the highest bidder, which includes nonprofit and community-based organizations.

    NSO loans consist of loans pools in geographically concentrated areas, accompanied by sales terms that promote stability in hard-hit communities. The four geographic areas in the September sales were Phoenix, AZ., Tampa, Fla., Chicago and Newark, NJ.

    "This program accomplishes two very important objectives– it supports communities hardest hit by the housing crisis and it saves considerable money for FHA’s insurance fund,” Galante said. "The results from the September sales were strong which tells us investors of all stripes and communities are eager for this solution."

    The next scheduled sale will take place in the first quarter of 2013. The sale will include 10,000 to 15,000 loans. The targeted NSO pools will be in select metro areas in California, Florida, Georgia and Ohio.

    http://www.housingwire.com/news/2012...ans-bulk-funds




  6. #6
    Super Moderator Newmexican's Avatar
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    Neighborhood Stabilization Program Grants

    Introduction

    The Neighborhood Stabilization Program (NSP) was established for the purpose of stabilizing communities that have suffered from foreclosures and abandonment. Through the purchase and redevelopment of foreclosed and abandoned homes and residential properties, the goal of the program is being realized. NSP1, a term that references the NSP funds authorized under Division B, Title III of the Housing and Economic Recovery Act (HERA) of 2008, provides grants to all states and selected local governments on a formula basis.


    NSP2, a term that references the NSP funds authorized under the American Recovery and Reinvestment Act (the Recovery Act) of 2009, provides grants to states, local governments, nonprofits and a consortium of nonprofit entities on a competitive basis. The Recovery Act also authorized HUD to establish NSP-TA, a $50 million allocation made available to national and local technical assistance providers to support NSP grantees.


    NSP3, a term that references the NSP funds authorized under the Dodd–Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) of 2010, provides a third round of neighborhood stabilization grants to all states and select governments on a formula basis.

    NSP Resource Exchange

    NSP Resource Exchange is a one-stop shop for the information and resources needed by NSP grantees, subrecipients and developers to purchase, rehabilitate, and resell foreclosed properties. There are three primary components to the Resource Exchange site including:



    • Find a Resource - a database of policy guidance, practitioner support tools and training materials developed by HUD and technical assistance providers who specialize in NSP-related activities. It can be browsed by topic, audience, or type of information.
    • Ask a Question a feature that can be used to direct users to previously asked questions based on the user's questions. It also provides users with a question form that can be submitted electronically for those questions and answers that are not listed on the website.
    • Request TA a mechanism by which users can communicate with technical assistance providers and request support in implementing NSP activities

    The NSP Resource Exchange can also be used to learn about upcoming events related to NSP and coming soon the site will feature tool kits for designing programs and implementing activities.
    Nature of Program

    NSP is a component of the Community Development Block Grant (CDBG). The CDBG regulatory structure is the platform used to implement NSP and the HOME program provides a safe harbor for NSP affordability requirements.


    NSP grantees develop their own programs and funding priorities. However, NSP grantees must use at least 25 percent of the funds appropriated for the purchase and redevelopment of abandoned or foreclosed homes or residential properties that will be used to house individuals or families whose incomes do not exceed 50 percent of the area median income. In addition, all activities funded by NSP must benefit low- and moderate-income persons whose income does not exceed 120 percent of area median income. Activities may not qualify under NSP using the "prevent or eliminate slums and blight" or "address urgent community development needs" objectives.
    Eligible Uses

    NSP funds may be used for activities which include, but are not limited to:


    • Establish financing mechanisms for purchase and redevelopment of foreclosed homes and residential properties;
    • Purchase and rehabilitate homes and residential properties abandoned or foreclosed;
    • Establish land banks for foreclosed homes;
    • Demolish blighted structures;
    • Redevelop demolished or vacant properties

    Homebuyer Assistance

    Homebuyers cannot receive assistance directly from HUD. NSP funds can be used to help homebuyers purchase homes, but they must contact an NSP grantee for application details. NSP operates on a national scale, but participation requirements may differ from one state or city to another. For information on how you may purchase a home with NSP assistance please contact an NSP grantee in your area. See NSP Grantee Contacts page for details.
    http://portal.hud.gov/hudportal/HUD?...eighborhoodspg


    NSP Grantees

    Grantees are the heart of NSP, as they work on the ground level to purchase, rehabilitate, and resell foreclosed properties in especially hard-hit neighborhoods that might otherwise become sources of abandonment and blight within their communities. HUD has allocated $6.82 billion to 307 NSP1 grantees, 56 NSP2 grantees, and 270 NSP3 grantees.
    Use the search option to find the following information on all NSP grantees:

    • Contact information
    • Grant allocation and expenditure amounts
    • Project highlights
    • Photos, videos, and website links

    To learn more on how the Federal program is impacting your neighborhood or how you can get involved, call or email a local grantee to discuss NSP activities in your area.
    Note: NSP grantee reports have moved to the OneCPD Resource Exchange, a one-stop shop for grantees and their partners to view resources, updates, and information related to all CPD programs.
    View NSP grantee reports:


    Featured Project
    Arizona PBS Interviews David Adame, Chief Financial Officer for Chicanos Por La Causa

    Chicanos Por La Causa was awarded $137 million in NSP2 funds to revitalize neighborhoods in eight states and the District of Columbia. David Adame, Chief Financial Officer for Chicanos Por La Causa, talks about the how the program works on Horizonte, Arizona PBS’s weekly public affairs program.
    https://hudnsphelp.info/index.cfm?do...teeAreaResults



  7. #7
    Senior Member AirborneSapper7's Avatar
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    Obama to Force Integration of Neighborhoods

    by KEITH KOFFLER on JULY 23, 2013, 6:34 PM

    President Obama appears set to move boldly beyond prosecuting discriminatory housing practices into an entirely new arena: holding state and local official responsible for integrating areas that don’t, in the eyes of the administration, have enough minorities.

    Get ready folks. We’re moving from a society based on equal opportunity for all to one requiring equal results for all. And you think I’m overdoing when I say Obama is prodding us toward Socialism?



    Ah yes, fairness for all, and responsibility from all.

    Sound familiar?



    IT SOUNDS FAMILIAR TO ME!

    In a speech to the NAACP last week that is only now gaining attention, Secretary of Housing and Urban Development Shaun Donovan said the administration is letting neighborhoods know if they don’t have enough minorities:

    HUD is enhancing its enforcement techniques by initiating investigations on our own without waiting for individuals to file complaints . . .

    For the first time ever, HUD is providing information, data to every single neighborhood in the nation, detailing what access African American families and other members of protected classes have to the community assets that I’m talking about – jobs, schools, transit.

    Have a look at the remarks and some reporting by Chris Stirewalt of Fox News:



    Here’s some additional reporting from Stirewalt on the Fox website.

    The old way was to punish exclusion. The new way is to punish lack of inclusion.

    The punishment is also different. Rather than fines and prosecutions for those who sought to keep minorities out, the new penalty would be a withholding of federal funds from local and state government agencies dependent on HUD grants if they fail to push greater diversity. The way those agencies interact with developers, realtors, homeowners associations and others would need to reflect the federal push for diversity.

    The report card comes in the form of the new maps, which use Census data to score communities on their racial and ethnic concentrations, as well as income and community services

    Wow. Officials will now be trying to protect themselves from losing out on federal funding by moving minorities into neighborhoods WHETHER THEY WANT TO BE THERE OR NOT. And – talk about unintended consequences – whether they can afford to be there or not. Unless – yes, my crystal ball, please – the government decides that minorities should be offered a special price for a home.

    This type of social engineering has so much potential for abuse, unfairness, and interference in the normal workings of the economy that it’s almost impossible to believe the Obama and his commissars are serious. And yet, it seems they are.

    Did you think Obama was going to stop at taking over your health care? It’s just the beginning, baby.



    Okay, that video is satire. At least, for me it is. No I don’t think Obama is a Communist. But he has fundamental problems with the capitalist philosophy that has guided this country to greatness. Because, you know, it doesn’tspread the wealth around quite enough.

    H/T to Gateway Pundit.


    http://www.whitehousedossier.com/201...neighborhoods/



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  8. #8
    Senior Member AirborneSapper7's Avatar
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    Watchdog: Borrowers in Obama housing program re-defaulting

    306,000 borrowers have re-defaulted on their loans, SIGTARP says

    By Les Christie


    More at the Page Link:

    http://www.localnews8.com/lifestyle/...z/-/index.html
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  9. #9
    Senior Member AirborneSapper7's Avatar
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    Wednesday, 24 July 2013

    HUD envisions a nationwide rollout of NJ's Mount Laurel "slums for everybody" policy

    We can't all live in Camden, or Detroit. So the social justice planners at HUD want to bring Camden and Detroit to a neighborhood nearer to us. Because the "affordable housing" scam has worked so well here in New Jersey, right?

    To ensure that "every American is able to choose to live in a community they feel proud of," HUD has published a new fair-housing regulation intended to give people access to better neighborhoods than the ones they currently live in.

    The goal is to help communities understand "fair housing barriers" and "establish clear goals" for "improving integrated living patterns and overcoming historic patterns of segregation."

    "This proposed rule represents a 21st century approach to fair housing, a step forward to ensuring that every American is able to choose to live in a community they feel proud of — where they have a fair shot at reaching their full potential in life," said HUD Secretary Shaun Donovan.

    Not so fast there Skippy:

    Why don't the people pandered to by HUD feel proud of their own neighborhoods? Because they are cesspools. Why are they cesspools? Because the people pandered to by HUD live in them. The solution is obvious: spread the seed of decay to all corners of the country, turn the entire nation into a cesspool, and we will all have equality under our liberal rulers' heels.

    Imposing "integrated living patterns" means that if the federal government has its way, no one will have the option of raising their children somewhere safe from crime, violence, and degeneracy.

    If the people won't move to Detroit, then by golly the Feds will move Detroit to the people!

    This is the New Jersey Supreme Court's Mount Laurel "fair housing" nonsense on steroids.

    If you're successful, if you've built yourself a nice home in a nice neighborhood, you now have the duty to give a piece of that neighborhood to folks who haven't worked for it.

    HUD calls that fairness. I call it "communism." From each according to his ability, to each according to his needs.

    Neighborhoods don't just drop out of the sky. They were built by the people who live in them. And in some cases "built" is a relative term, because when folks don't take pride in themselves, when their interest in education is tangential at best, when their idea of success is sponging off of the government, well let's just say their first priority isn't whether or not their house is well-maintained.

    And those kids on the corner selling dope? Suddenly that's a feature.
    All that money we've poured into our cities, it's gone somewhere, just not into actually making our cities any better. But hey, when HUD tries the same thing in the suburbs, for sure it'll be great. Obama said so!
    "Make no mistake, this is a big deal," Donovan said. "With the HUD budget alone, we are talking about billions of dollars."

    Those "billions of dollars" didn't grown on trees. They were plucked from the pockets of those of us whose neighborhoods will now be reduced to slums. Is progressivism great or what?

    "I think the best possible social program is a job."
    — Ronald Reagan

    The American Dream isn't something the government can just legislate into existence. It requires work. It requires effort. It requires desire. And yes, it requires that one conforms to the norms of the society to which he aspires, not the other way around. You don't get to live in Beverly Hills merely because you want to live in Beverly Hills. You have to earn it.

    UPDATE 24 Jul 2013 13:52:
    Also worth reading, Nice Deb explores the Class Warfare angle in all this.

    http://wyblog.us/blog/obama_watch/hu...ationwide.html
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  10. #10
    Senior Member AirborneSapper7's Avatar
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    Obama's HUD Policy: Forcing Minorities Into Prosperous Neighborhoods

    07/24/13



    Apparently the reason neighborhoods aren't segregated as much as they could be is because of racism. That is how some interpret Obama's new HUD policy.

    From At the Ready blog:

    Think you own your property and have private rights? Think again.
    If you live in a predominantly White and /or prosperous suburb – the Obama regime says you are racist and discriminating against inner city blacks.

    Obama plans on addressing “geospatial discrimination’ of minorities by ‘mapping’ every neighborhood in America in regards to it’s racial make-up and financial strength. Then, HUD will impose new rules that will go out to suburbs that are not racially diverse and demand ”affirmatively further fair housing” in the suburbs for minorities.

    Grantees who fail to comply will be denied federal funding.


    http://www.reagancoalition.com/artic...inorities.html
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