Results 41 to 46 of 46
Thread Information
Users Browsing this Thread
There are currently 1 users browsing this thread. (0 members and 1 guests)
-
03-08-2017, 02:14 PM #41
I see. Okay, well, there's probably a private company out there somewhere that hasn't raised rates in 31 years and I'm just not familiar with them.
A Nation Without Borders Is Not A Nation - Ronald Reagan
Save America, Deport Congress! - Judy
Support our FIGHT AGAINST illegal immigration & Amnesty by joining our E-mail Alerts at https://eepurl.com/cktGTn
-
03-08-2017, 02:16 PM #42A Nation Without Borders Is Not A Nation - Ronald Reagan
Save America, Deport Congress! - Judy
Support our FIGHT AGAINST illegal immigration & Amnesty by joining our E-mail Alerts at https://eepurl.com/cktGTn
-
03-08-2017, 09:39 PM #43
-
03-08-2017, 09:49 PM #44
Then those lifestyle choice groups that you feel are somehow cheating you should have their own group, only pay for their own and not pay into yours. That way you all can pay for your own stuff. Would that be satisfactory to you?
A Nation Without Borders Is Not A Nation - Ronald Reagan
Save America, Deport Congress! - Judy
Support our FIGHT AGAINST illegal immigration & Amnesty by joining our E-mail Alerts at https://eepurl.com/cktGTn
-
03-09-2017, 10:36 AM #45
Judy,
This has nothing to do with "cheating". We are talking about how insurance works in a free market system, and insurance companies being able to offer policies based upon risk factors. You seem to have a problem with insurance premiums being based upon risk factors. Why? Do you think you should pay the same auto collision insurance that an owner of a Lamborghini Veneno pays? How about drivers convicted of driving under the influence? Should someone never convicted of a DUI pay the same insurance premium as one convicted of this crime?
JWK
-
03-09-2017, 11:28 AM #46
I support a free market system so long as there is regulation to prevent monopoly, unfair, deceptive or fraudulent trade practices. That's why I oppose government mandates to force people or businesses to purchase insurance of any kind. If I like the terms of the insurance offered by a "free market", then I'll decide whether or not I want to buy it, if I don't, I won't. I don't want the government telling me what I have purchase.
I have no problem at all with insurance companies deciding they want to penalize one group to subsidize another group so long as they are doing it without a government mandate, and the determinations and outcomes don't violate monopoly or unfair, deceptive or fraudulent trade practices.
I used the word "cheated", because that is how you and MW seem to feel. You feel that somehow homosexuals and people who overeat, drink, alcoholics, use drugs or smoke are responsible for higher health insurance rates and that you are being "punished" with higher rates because of them. My response to that is fine, then you and MW get in a group and pay for your own, and people with different "lifestyle choices" than yours get in their own group and pay for their own.
Why do you have a problem with that? If you feel you're being punished or cheated in some way by their inclusion, then exclude them. There's certainly no reason why they should be paying premiums to underwrite you if you want to underwrite them.
No, I don't think people convicted of DUI's should pay higher insurance premiums. Do convicted burglars and vandals pay higher insurance premiums? Do murderers and malpractice doctors pay higher health insurance premiums?
Yes, any premium based on value of the insured asset should fluctuate with the value. However. the price per unit of value should be uniform.Last edited by Judy; 03-09-2017 at 11:30 AM.
A Nation Without Borders Is Not A Nation - Ronald Reagan
Save America, Deport Congress! - Judy
Support our FIGHT AGAINST illegal immigration & Amnesty by joining our E-mail Alerts at https://eepurl.com/cktGTn
Similar Threads
-
Jeff Sessions: Paul Ryan Needs to Change on Trade
By Jean in forum General DiscussionReplies: 8Last Post: 08-11-2016, 11:37 AM -
Paul Nehlen Warns Paul Ryan’s Trade Agenda Will Be ‘Fundamental Undoing of America’
By Jean in forum General DiscussionReplies: 0Last Post: 06-08-2016, 04:57 PM -
Paul Ryan Demands Repeal of Founding Father Thomas Jefferson’s Rule
By ALIPAC in forum illegal immigration News Stories & ReportsReplies: 2Last Post: 10-23-2015, 09:58 AM -
BOOM! Paul Ryan Just Gave 10 Reasons Why US Should Lead on Trade
By Judy in forum General DiscussionReplies: 4Last Post: 02-17-2015, 05:40 AM -
Ingraham: Paul Ryan Should Replace His Staff With 'Cheaper Foreign Labor'
By Jean in forum illegal immigration News Stories & ReportsReplies: 0Last Post: 07-22-2014, 11:31 PM
GALLUP POLL: Immigration the most pressing issue in America for...
05-03-2024, 11:30 PM in General Discussion