Judy, It might work and should of always been open on state lines. The only problem is that the pool will not be established already to cover millions and to take millions of people who have been uninsured at the start would drain a lot of their resources right off the bat. Uninsured people who become insured start going to the Dr. and many are sure to have serious health issues that will cost. It might work. It also may take a lot of insurance companies down with the added resource strain. Government might have to bail them out at some point. But after a few years of building up resources it could work. Most insurance companies are also insured by Lloyd's of London so most may be O.K. I am just not very trusting of our Health Insurance companies in the U.S. doing the right thing. They are a lot like the big Pharma companies. They want to be the only ones doing business in the U.S. so they can control the market.